No jasn\u011b, obl\u00edben\u00e9 t\u00e9ma. \ud83d\ude42 Sliboval jsem tu, \u017ee tu pop\u00ed\u0161u zalo\u017een\u00ed \u00fa\u010dtu v UK, tak\u017ee dnes na to p\u0159i\u0161la \u0159ada. Nav\u00edc u\u017e se n\u00e1m v Praze nud\u00ed pr\u00e1vn\u00edci a nud\u00edc\u00ed se pr\u00e1vn\u00edk, to neni dobr\u00e1 v\u011bc\u2026<\/p>\n
Ot\u0159esn\u00e9 zku\u0161enosti s \u00fa\u010dtem v KB jsem popsal v n\u011bkter\u00e9m ze star\u0161\u00edch p\u0159\u00edsp\u011bvk\u016f a kdy\u017e si jenom zkus\u00edm p\u0159edstavit poplatky t\u0159eba za p\u0159evod n\u00e1jmu ka\u017ed\u00fd m\u011bs\u00edc, vych\u00e1z\u00ed mi z toho jednozna\u010dn\u011b velik\u00e9 no-no. Tak\u017ee otev\u0159\u00edt si m\u00edstn\u00ed \u00fa\u010det fakt doporu\u010duju. S trochou \u0161t\u011bst\u00ed pozn\u00e1te, jak se banka m\u00e1 chovat k z\u00e1kazn\u00edkovi. V samotn\u00e9m campusu Loughborough university s\u00eddl\u00ed t\u0159i banky \u2013 Barclays, NatWest a Abbey. Je to sice hezk\u00e9, nicm\u00e9n\u011b otev\u00edrac\u00ed doba t\u011bchto pobo\u010dek stoj\u00ed za nic, tak\u017ee doporu\u010duji porozhl\u00e9dnout se ve m\u011bst\u011b. J\u00e1 jsem prob\u011bhl zb\u011b\u017en\u011b nab\u00eddky bank na internetu, vybral si Lloyds a zat\u00edm spokojenost. Sice mi nenab\u00eddli Shariah approved Islamic Student account<\/a> (no kidding, to fakt existuje!) nicm\u00e9n\u011b jinak maj\u00ed OK podm\u00ednky\u2026 otev\u0159en\u00ed \u00fa\u010dtu nebylo na po\u010dk\u00e1n\u00ed, ale jenom proto \u017ee si na za\u010d\u00e1tku \u0161koln\u00edho roku otv\u00edr\u00e1 \u00fa\u010det spousta student\u016f, jinak s t\u00edm pr\u00fd nen\u00ed probl\u00e9m. Taky se kv\u016fli tomu asi 100x omluvili. Pak u\u017e v\u0161echno na dr\u00e1tk\u00e1ch, ve \u0161kole stra\u0161ili s t\u00edm, \u017ee pot\u0159ebujeme potvrzen\u00ed od \u0161koly a potvrzen\u00ed adresy bydli\u0161t\u011b v Angli\u2026 sta\u010dil norm\u00e1ln\u011b \u010desk\u00fd pas a trad\u00e1. PIN a \u0161ekov\u00e1 kn\u00ed\u017eka p\u0159i\u0161ly za 4 dny, karta u\u017e \u010dekala na pobo\u010dce. Jedin\u00fd co \u010dlov\u011bka zaraz\u00ed, \u017ee si jako\u017eto cizokrajn\u00fd student nem\u016f\u017ee ud\u011blat \u201eStudent account\u201c, ale jen b\u011b\u017en\u00fd \u201eCurrent acount\u201c a konkr\u00e9tn\u011b v Lloydsu V\u00e1m je\u0161t\u011b p\u0159ihod\u00ed \u201eSavings account\u201c, co\u017e jsou pak vlastn\u011b jenom dva chl\u00edve\u010dky, mezi kter\u00fdmi si m\u016f\u017eete p\u0159esyp\u00e1vat pen\u00edze. Rozd\u00edl je v tom, \u017ee z \u201eCurrent\u201c odch\u00e1z\u00ed ve\u0161ker\u00e9 platby, berete si z n\u011bj pen\u00edze kartou, av\u0161ak nen\u00ed v\u016fbec \u00faro\u010den, kde\u017eto na \u201eSavings\u201c le\u017e\u00ed vet\u0161\u00ed \u010d\u00e1stka (jak komu) a je alespo\u0148 trochu (2.00%) \u00faro\u010dena. Bylo mi v\u0161ak vysv\u011btleno, \u017ee \u201eStudent account\u201c je standartn\u011b s kreditkou a mo\u017enost\u00ed j\u00edt do m\u00ednusu a rozhodn\u011b to ned\u00e1vaj\u00ed na potk\u00e1n\u00ed n\u011bkomu, kdo p\u0159ijede na p\u016fl roku, nakoup\u00ed si na kredtiku a zmiz\u00ed zp\u011bt kamsi na divok\u00fd v\u00fdchod (ok, divokej v\u00fdchod pan\u00ed sice nezm\u00ednila, ale j\u00e1 jsem ho tam c\u00edtil). \ud83d\ude42<\/p>\n S kreditkama jsou tady toti\u017e skoro stejn\u011b ujet\u00fd jako v Severn\u00ed Americe\u2026 i moji UK spolubydl\u00edc\u00ed ned\u00e1vno \u0159e\u0161ili, \u017ee nezaplacen\u00fd \u00fa\u010det ze telefon by jim mohl u\u0161kodit \u0161patn\u00fdm \u201ecredit ratingem\u201c. Moje prohl\u00e1\u0161en\u00ed, \u017ee se o sv\u016fj \u201ecredit rating\u201c nezaj\u00edm\u00e1m, neb stejn\u011b \u017e\u00e1dn\u00fd nem\u00e1m vyvolalo pobou\u0159en\u00ed. \u201eTo p\u0159ece nejde, v\u0161ichni maj\u00ed credit rating\u2026 n\u011bkdo dobr\u00fd, n\u011bkdo \u0161patn\u00fd, ale maj\u00ed ho v\u0161ichni!\u201c Tak jsem jim vysv\u011btlil, \u017ee prost\u011b pova\u017euju za norm\u00e1ln\u00ed (a se mnou je\u0161t\u011b st\u00e1le celkem velk\u00e1 \u010d\u00e1st \u010cR \u2026 teda douf\u00e1m) kdy\u017e si chci n\u011bco koupit si na to nejd\u0159\u00edv vyd\u011blat, pop\u0159\u00edpad\u011b si to nekoupit, kdy\u017e na to nem\u00e1m. A nevlastn\u00edm kreditku. Zd\u011b\u0161en\u00ed v jejich o\u010d\u00edch. \u201eV\u017edy\u0165 to mus\u00ed b\u00fdt stra\u0161n\u00e9 pro ekonomiku\u2026 kdy\u017e lidi neutr\u00e1c\u00ed!\u201c Mo\u017en\u00e1, ale m\u011b p\u0159ijde po\u0159\u00e1d po sedl\u00e1cku lep\u0161\u00ed, ne\u017e m\u00edt nad sebou bi\u010d. V tom se holt asi neshodnem. A t\u011bch v\u011bc\u00ed ve kter\u00fdch se neshodneme je v\u00edc, tak\u017ee se aspo\u0148 v bar\u00e1\u010dku nenud\u00edme a j\u00e1 jsem za exota, proto\u017ee zhas\u00edn\u00e1m, nepl\u00fdtv\u00e1m vodou a doj\u00edd\u00e1m. UK kluci si v\u017edycky nava\u0159\u00ed hodn\u011b, sn\u00ed norm\u00e1ln\u011b, zbytek vyhod\u00ed nebo ho snim j\u00e1. \ud83d\ude42 Poprv\u00e9 to James komentoval ve stylu \u201eit\u2019s the cossack in you\u201c, ale pak s\u00e1m uznal, \u017ee h\u00e1zet ku\u0159e do ko\u0161e, kdy\u017e d\u011bti v Africe, Indii nebo Brn\u011b nemaj\u00ed co j\u00edst, by se n\u011bmelo.<\/p>\n S radost\u00ed ov\u0161em pozoruju, \u017ee doba kdy jsem byl v cizin\u011b a v obchodech si \u0159ikal \u201edrah\u00fd, aha taky drah\u00fd\u2026 jej, tak tohle je drah\u00fd\u201c u\u017e je d\u00e1vno pry\u010d. \u010clov\u011bk si v supemarketu \u0159\u00edk\u00e1 sp\u00ed\u0161 \u201ejako u n\u00e1s, stejn\u00fd, m\u00e1slo taky stejn\u00fd\u2026\u201c co\u017e je pohoda. A je docela vtipn\u00fd pozorovat, kterak je 600\u20ac pro d\u011bti z Belgie nebo z Nizozem\u00ed fakt minimum, zat\u00edmco pro n\u00e1s OK.<\/p>\n Ohledn\u011b pen\u011bz je\u0161t\u011b jedna v\u011bc\u2026 neodolal jsem a ze zv\u011bdavosti se p\u0159ihl\u00e1sil do n\u011bjak\u00e9 slu\u017eby, kter\u00e1 m\u00e1 zas\u00edlat pracovn\u00ed nab\u00eddky student\u016fm, co pr\u00e1v\u011b letos univerzitu kon\u010d\u00ed. Prozat\u00edm p\u0159i\u0161la nab\u00eddka od ALDI, na pozici Graduate Area Manager, \u00a340k\/rok a pln\u011b hrazen\u00e1 A4 pro soukrom\u00e9 pou\u017eit\u00ed, co\u017e sice neni \u00fapln\u011b \u0161patn\u00fd, nicm\u00e9n\u011b \u017e\u00edly to taky netrh\u00e1. Kluci z domku ov\u0161em tvrd\u00ed, \u017ee to je finan\u010dn\u011b hodn\u011b nadpr\u016fm\u011brn\u00fd, \u017ee jsou tu i pr\u00e1ce pro absolventy, s platem \u00a318k\/rok\u2026 a to mi teda p\u0159ijde jako \u00fapln\u00e1 b\u00edda, kdy\u017e t\u0159eba vezmu zd\u011bj\u0161\u00ed ceny bydlen\u00ed. Ka\u017edop\u00e1dn\u011b kdyby n\u011bkdo z m\u00fdch \u010dten\u00e1\u0159\u016f zatou\u017eil po pr\u00e1ci v reklam\u011b a m\u00e9di\u00edch v UK, ur\u010dit\u011b se pod\u00edvejte sem: http:\/\/www.campaignjobs.co.uk\/<\/a><\/p>\n Pro dne\u0161ek konec, \u0161kola vol\u00e1\u2026 na jeden z p\u0159edm\u011bt\u016f tady m\u00e1me ka\u017ed\u00fd t\u00fdden p\u0159ipraven\u00e9 \u010dten\u00ed ze kter\u00e9ho potom mus\u00edme napsat kr\u00e1tk\u00fd souhrn. Pr\u00e1v\u011b kouk\u00e1m na hodnocen\u00ed m\u00e9ho minul\u00e9ho souhrnu a m\u00e1m to za \u201eB-\u201d s vysv\u011btlivkou, \u017ee:<\/p>\n UPPER SECOND GRADE = B+ B B-<\/em><\/p>\n Demonstrates lucid understanding of the problem or task. Less appropriate range of literature than for A, but still sufficient to deal with the problem in a very satisfactory way. Clearly organised assignment showing continuity of argument. Relevant use of concepts and methods. Competent response to requirements of the assignment. Well presented, with good prose style and proper use of references.<\/em><\/p>\n Tak\u017ee to neni \u0161patn\u00fd (\u010dlov\u011bk proleze i s \u0161est stup\u0148\u016f vzd\u00e1len\u00fdm \u201eD-\u201c), ale pro\u010d nem\u00edt A\u010dko, \u017ee ano\u2026<\/p>\n","protected":false},"excerpt":{"rendered":" No jasn\u011b, obl\u00edben\u00e9 t\u00e9ma. \ud83d\ude42 Sliboval jsem tu, \u017ee tu pop\u00ed\u0161u zalo\u017een\u00ed \u00fa\u010dtu v UK, tak\u017ee dnes na to p\u0159i\u0161la \u0159ada. Nav\u00edc u\u017e se n\u00e1m v Praze nud\u00ed pr\u00e1vn\u00edci a nud\u00edc\u00ed se pr\u00e1vn\u00edk, to neni dobr\u00e1 v\u011bc\u2026 Ot\u0159esn\u00e9 zku\u0161enosti s \u00fa\u010dtem v KB jsem popsal v n\u011bkter\u00e9m ze star\u0161\u00edch p\u0159\u00edsp\u011bvk\u016f a kdy\u017e si jenom zkus\u00edm […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[8,3],"tags":[22,151,188,348],"_links":{"self":[{"href":"http:\/\/blog.marosh.cz\/index.php\/wp-json\/wp\/v2\/posts\/490"}],"collection":[{"href":"http:\/\/blog.marosh.cz\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/blog.marosh.cz\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/blog.marosh.cz\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/blog.marosh.cz\/index.php\/wp-json\/wp\/v2\/comments?post=490"}],"version-history":[{"count":0,"href":"http:\/\/blog.marosh.cz\/index.php\/wp-json\/wp\/v2\/posts\/490\/revisions"}],"wp:attachment":[{"href":"http:\/\/blog.marosh.cz\/index.php\/wp-json\/wp\/v2\/media?parent=490"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/blog.marosh.cz\/index.php\/wp-json\/wp\/v2\/categories?post=490"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/blog.marosh.cz\/index.php\/wp-json\/wp\/v2\/tags?post=490"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}